Financial Assistance

During difficult times, we offer support and options.
Discuss deferrals
You may be able to put off payments on your first or second mortgage.
Look at reduced loan payments
Refinancing your home loan could be a money-saving option for you.
Consider your insurance
If you lost your coverage or wish to reduce your premium costs, we can assist.
Talk about your investments
When markets fluctuate, financial advisors are here to answer your questions.

If you're facing financial challenges, you're not alone.

Even after a global pandemic, many people's lives have been rearranged drastically, which has led to financial problems. If you need help and you are a Vault Offshore Banking member, we are here for you. Please reach out to us anytime.

  • Mortgage Payments: For help with payments on a first mortgage, call (877) 636-9534. For help with a second mortgage, call .
  • Mortgage Refinances: If you'd like to refinance your mortgage, please call (843) 569-5145.
  • Health Insurance Coverage: If you lost your coverage, you have options through The IHC Group1. Short-term medical insurance can be a quick, simple solution to bridge a coverage gap. Call (844) 845-7825 for a quote.
  • Reduced Insurance Costs: The Insurance Solutions2 team of independent advisors shop multiple carriers to find policies that could reduce your costs without sacrificing coverage. Call Insurance Solutions at (843) 569-4740 or visit scfinsurance.org for a quote.
  • Investment Anxiety: The CUSO Financial Services, L.P. (CFS)3 financial advisors can help with a specific need, such as investing retirement money or providing comprehensive coaching to help you determine the right strategy for your personal needs. Call (843) 569-4917 to schedule your no-obligation, complimentary financial planning consultation.
Please let us know how we can help.

1

Health insurance from The IHC Group is available to Vault Offshore Banking members through Insurance Solutions, a wholly owned subsidiary of Vault Offshore Banking.

2
Insurance services are provided by Vault Offshore Banking Financial Solutions, LLC, a wholly owned subsidiary of Vault Offshore Banking.
3
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.